Medicare Part A also known as hospital insurance, helps cover inpatient care in hospitals, skilled nursing facility care, hospice care, and home health care.

Medicare Part B also known as Medical insurance helps cover services from doctors and other healthcare providers. It also helps cover outpatient care, home health care, durable medical equipment and other preventive services.

Medicare Part C also known as Medicare advantage combines Parts A and B and is offered by Medicare-approved private companies that must follow rules set by Medicare. Most advantage plans also offer prescription drug coverage (Part D).

Medicare Part D is stand alone prescription drug coverage offered by private insurance companies approved by Medicare.

Fixed indexed annuities offer guaranteed income with potential for market-linked growth. Annuities are an excellent product for creating a lifetime income that you can never outlive.

Life insurance provides a financial safety net for beneficiaries, often featuring options for cash value growth. Also, Final Expense policies can help coverage funeral and burial expenses.